Michele Swinick
Finance Solutions
Michele Swinick
Intent & Time-Based Lead Generation
Michele Swinick has partnered with BizFi to help businesses grow with tailored strategies, partnership, and guidance.
Michele Swinick
BizFi.io has partnered with Michele Swinick — a trusted business consultant committed to supporting her SMB clients with customized financing solutions.
WHY CHOOSE US?
Your Partner in Business Financing
Whether you need equipment, working capital, or a flexible credit line, we offer financing options tailored specifically to meet the needs of small business owners.
Equipment Financing
Unique Benefits
- No industry restrictions
- 1 – 6 year terms
- Fixed rate monthly payments
- Can fully write off equipment as expense for tax purposes
Qualifications
- *New start options available
- 2 year’s time in business
- 500+ FICO
- $250,000 gross annual revenue
- Application only to $250,000
Working Capital
Unique Benefits
- 24 to 4 8 hour funding
- 6 to 36 month terms
- No minimum FICO
- Up to $10,000,000
Qualifications
- 6 months time in business
- No minimum FICO
- $100,000 gross annual revenue
- 4 months business bankstatements
Line of Credit
Unique Benefits
- 6-24 month amortization period
- Weekly or monthly payments
- Up to $750,000
- True revolving line
Qualifications
- 6 months time in business
- $300,000+ gross annual revenue
- 600 FICO
- 4 months business bank
- statements
Business Term Loan
Unique Benefits
- 1-3 year terms
- Monthly payments
- Up to $10,000,000
Qualifications
- 2 years in business
- 650+ FICO
- $ 8 00,000 gross annual revenue
- 4 months of business bank statements
Growth Term Loan
Unique Benefits
- Loan amounts from $50,000 to $350,000
- Flexible 10-year terms
- Use capital to pay off expensive debt or invest in growing your business — spend the funds as you see fit
Qualifications
- A t least 1 year in business (TIB)
- Minimum 640 FICO score for each owner with 20% or more ownership
- $400,000+ annual revenue on 2024 tax return
Submission Requirements
- T rimerge credit report for each owner (20%+)
- 2024 personal tax returns (for each owner 20%+)
- 2024 business tax return
- 12 months of PDF bank statements
We have comprehensive financial options to support all kinds of companies, credits and purchases.
Contact Jake at 978-530-8623 or at sales@bizfi.io.
Section 179 Tax benefits
Purchasing equipment with financial will help tap into Section 179 tax advantages with accelerated depreciation of your equipment. See the calculator below to see the indictive benefits to your company.
